The M-PESA PayBill service continues to provide businesses with a seamless way to collect payments from customers in a timely and efficient manner. With its user-friendly platform, PayBill numbers have become a critical tool for businesses to streamline transactions and enhance customer convenience. Below are the updated M-PESA PayBill transaction charges for 2025-2026, ensuring transparency and cost efficiency.
Updated M-PESA PayBill Transaction Charges (2025-2026)
| Transaction Range (KES) | Charges (KES) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Takeaways
- Free Transactions: Payments ranging from KES 1 to KES 100 are completely free, promoting financial inclusion for smaller transactions.
- Cost Efficiency: Charges remain consistent for transactions above KES 50,001, capped at KES 108 for amounts up to KES 250,000.
- Convenience for Businesses: PayBill numbers allow businesses to collect payments from customers efficiently, ensuring ease of reconciliation and real-time updates.
Why Use M-PESA PayBill?
- Timely Payments: Customers can make instant payments from anywhere, reducing delays and enhancing service delivery.
- Transparency: Clear and predictable transaction charges allow businesses and customers to plan payments effectively.
- Accessibility: The service is widely available and user-friendly, ensuring that businesses of all sizes can benefit.
By staying informed about the latest M-PESA PayBill transaction charges, businesses and individuals can make cost-effective decisions and enjoy the convenience of seamless payments.
